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Shivamma

#courageous#breadwinner
Shivamma needs credit to buy a cow for her farm.

Agripreneur

Chikkaballapura, Karnataka

30,000 has been disbursed

273 potential days of livelihood i

25,750 is the current outstanding balance

56.67 0 43.33 4250 3250 0

57%

43%

0%


Shivamma lives in Chikkaballapur, Karnataka with her family of four where she runs a successful animal husbandry business. She contributes significantly to the family income and wishes to continue to be a pillar of support. She needs credit to buy a cow for her farm and make arrangements for feeding it properly. This would generate an additional income to the family. Invest in Shivamma today!

I wish to build a big house for my family.

About Shivamma 's livelihood

Shivamma is an agripreneur who works 6 hours a day for 7 days a week. With this loan Shivamma will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 4.0%

7.2% APR

Platform
charges i

2.0%

3.6% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Animal husbandry

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

Vrutti

Established in

2020

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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