Manisha is a small scale entrepreneur from Beed, Maharashtra. She has been rearing a stock of animals to support her family income for the past seven years. She lives with her husband and a son. The family owns a small agricultural land and rear buffalos. Manisha is seeking a loan to add a buffalo to her livestock. The additional income will support her child's education and their dream of a secure future.
Manisha is an agripreneur who works 8 hours a day for 7 days a week. With this loan Manisha will potentially obtain employment for 364 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Manisha Thorat has consented to pay the interest as below:
Investee
pays
10.00% flat p.a.
18.00% APR
Social
Investor
5.00%
9.00% APR
Platform
charges
5.00%
9.00% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 20,000
Loan
tenure
18 months
Moratorium
None
Repayment
mode
EMI
Investee
occupation
Animal husbandry
Established in
2008
With Rang De from
2020
Founded by
Manisha Ghule
Navchetana Sarvangin Vikas Kendra (NSVK) works with the most marginalised communities of Marathwada, Maharashtra to empower them socially and economically. Navchetna strives to transform unjust structures of the society from the grassroots, and build harmonious and self-sufficient communities for people from various religions, languages, and cultures.
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