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Koushalya Gouda

#victorious# patience
Support Koushalya cultivate vegetables on her farm.

Agripreneur

Koraput, Odisha

10,000 has been disbursed

234 potential days of livelihood i

3,000 is the current outstanding balance

70 0 30 7000 3000 0

70%

30%

0%


A firm believer of the saying, patience is virtue, Koushalya has always trusted the process of farming rather than being concerned about the yield. She tries to adapt to new techniques to increase her yield progressively. She needs credit to kick start the cultivation of vegetables on her farm. She is hopeful this year will be better than the last so that she can get her family back on track financially. Invest in Koushalya today.

I want to improve my farming techniques to increase the yield.

About Koushalya Gouda's livelihood

Koushalya is an agripreneur who works 6 hours a day for 6 days a week. With this loan Koushalya will potentially obtain employment for 234 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

3 months

Moratorium

3 months

Repayment
mode

EMI i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

B

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,63,86,000

Disbursed

2172

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

0 more to go -168 days remaining

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