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Gowramma Govindaiah

#positive#courageous
Help Gowramma have a profitable season by investing in her.

Agripreneur

Ramanagara, Karnataka

10,000 has been disbursed

234 potential days of livelihood i

10,000 is the current outstanding balance


Gowramma is a resident of Ramanagara district in Karnataka where she lives with her family of four and provides for them through farming. Due to the current pandemic it is hard to procure the resources on time for the new season. She will utilize the loan to buy seeds and other inputs and prepare the land. She wishes to enjoy a secured life with her family with the profit she gets from the harvest. Invest in Gowramma today!

I wish to purchase a tractor for my farm.

About Gowramma Govindaiah's livelihood

Gowramma is an agripreneur who works 6 hours a day for 6 days a week. With this loan Gowramma will potentially obtain employment for 234 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

5.0% flat p.a.

9.0% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 2.0%

3.6% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Vrutti

Established in

2020

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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