Gowramma is a resident of Ramanagara district in Karnataka where she lives with her family of four and provides for them through farming. Due to the current pandemic it is hard to procure the resources on time for the new season. She will utilize the loan to buy seeds and other inputs and prepare the land. She wishes to enjoy a secured life with her family with the profit she gets from the harvest. Invest in Gowramma today!
Gowramma is an agripreneur who works 6 hours a day for 6 days a week. With this loan Gowramma will potentially obtain employment for 234 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Gowramma Govindaiah has consented to pay the interest as below:
Investee
pays
5.00% flat p.a.
9.00% APR
Social
Investor
2.00%
3.60% APR
Platform
charges
3.00%
5.40% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 10,000
Loan
tenure
8 months
Moratorium
None
Repayment
mode
Flexible repayments
Investee
occupation
Farming
Established in
2002
With Rang De from
2020
Founded by
Raghunathan Narayanan
Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.
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