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Girish

Chandra

Service Entrepreneur

Bageshwar, Uttarakhand

546 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Girish

Chandra

#hardworking# leader
Invest in Girish to build his entrepreneurial dreams.

Service Entrepreneur

Uttarakhand

546 potential days of livelihood

75,000 loan is fully repaid

75,000 loan is fully repaid


About Girish

Girish is a resident of Bageshwar, Uttarakhand. He runs a small business of electronics repair in his town. His income supports his wife and their daughter. Girish works hard to earn a livelihood for himself and to support the needs of his family. This year has come with unique challenges for small businesses and Girish is looking for financial support to assist his business needs. The loan amount will help him in buying new machinery and electronics for his shop and support his dreams of one day owning a big business.

About Girish Chandra's livelihood

Girish is a service entrepreneur who works 12 hours a day for 7 days a week. With this loan Girish will potentially obtain employment for 546 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Girish Chandra has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

75,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Repair works

Investee Credit Rating:
Adequate

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Udhyam Housed Under Agrani India Foundation
   view website
Partner logo

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS