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Girish Chandra

#hardworking# leader
Invest in Girish to build his entrepreneurial dreams.

Service Entrepreneur

Bageshwar, Uttarakhand

75,000 has been disbursed

546 potential days of livelihood i

50,000 is the current outstanding balance

100 0 0 25000 0 0

100%

0%

0%


Girish is a resident of Bageshwar, Uttarakhand. He runs a small business of electronics repair in his town. His income supports his wife and their daughter. Girish works hard to earn a livelihood for himself and to support the needs of his family. This year has come with unique challenges for small businesses and Girish is looking for financial support to assist his business needs. The loan amount will help him in buying new machinery and electronics for his shop and support his dreams of one day owning a big business.

I wish to grow my shop and increase my income.

About Girish Chandra's livelihood

Girish is a service entrepreneur who works 12 hours a day for 7 days a week. With this loan Girish will potentially obtain employment for 546 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

75,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Repair works

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

B

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Udhyam housed under Agrani India Foundation

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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