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Chandramma

#positive#courageous
Invest in Chandramma's farm as she dreams of owning a house someday.

Agripreneur

Yadagir, Karnataka

10,000 has been disbursed

234 potential days of livelihood i

10,000 is the current outstanding balance


Chandramma is an experienced farmer. She has toiled on her farm for ten years. She lives with a family of three and agriculture brings in the income to sustain. There are times when the going gets tough but Chandramma never backs down. Due to a disruption in the supply chain, she finds it difficult to get essential supplies for beginning the new season. With this loan, she will be able to buy quality seeds, fertilizers, and pesticides, and hire labour. It also will support her family through this crisis. Support Chandramma and help her tide through these trying times.

I wish to build a big house for my family.

About Chandramma 's livelihood

Chandramma is an agripreneur who works 6 hours a day for 6 days a week. With this loan Chandramma will potentially obtain employment for 234 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

5.0% flat p.a.

9.0% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 2.0%

3.6% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Vrutti

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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