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Vijay

Kumar Pandey

Service Entrepreneur

Nainital, Uttarakhand

455 livelihood days

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Vijay

Kumar Pandey

#responsible#determined
Invest in Vijay as he furnishes his tuition centre.

Service Entrepreneur

Uttarakhand

455 potential days of livelihood

75,000 loan is fully repaid

75,000 loan is fully repaid


About Vijay

Vijay is a teacher. He runs a tuition centre in Nainital, Uttarakhand. The revenue from this business serves as an income for this family of three. Vijay wishes to expand his business and is seeking credit for the same. He wishes to use this credit to purchase furniture for his centre. Vijay is passionate about providing children with quality education and transforming their lives. Invest in Vijay as he toils to provide a good future for the children of his neighbourhood.

About Vijay Kumar Pandey's livelihood

Vijay is a service entrepreneur who works 10 hours a day for 7 days a week. With this loan Vijay will potentially obtain employment for 455 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Vijay Kumar Pandey has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

75,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Professional services

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Udhyam Housed Under Agrani India Foundation
   view website
Partner logo

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS