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Shanthamma

#hustler#dedicated
Shanthamma requires loan to purchase seeds and fertilizers and continue farming.

Agripreneur

Ramanagara, Karnataka

10,000 has been disbursed

273 potential days of livelihood i

10,000 is the current outstanding balance


Shanthamma is a marginal farmer from Ramanagara district of Karnataka. Being the sole breadwinner, Shanthamma has been working hard, day and night in order to earn the daily bread and meet the everyday expenses for her family of five. With the help of some credit, she hopes to purchase fertilizers and seeds, get a good yield, and secure her family during the pandemic. Invest in Shanthamma today !

I wish to build a new house for my family.

About Shanthamma 's livelihood

Shanthamma is an agripreneur who works 6 hours a day for 7 days a week. With this loan Shanthamma will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

5.0% flat p.a.

9.0% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 2.0%

3.6% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Vrutti

Established in

2020

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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