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#RootforRangDe

Rang De is India’s first social lending platform where you can invest in people from low income households and earn nominal - moderate returns.

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Rubi Devi

#positive#courageous
Rubi needs quality seeds and fertilizers to begin the Rabi season.

Agripreneur

Nawada, Bihar

20,000 has been disbursed

273 potential days of livelihood i

20,000 is the current outstanding balance


About Rubi Devi

Rubi is a trained farmer. Her skills have developed over a span of ten years. She is from Nawada, Bihar, and lives with a family of five. With the help of the loan amount, she wishes to buy seeds for the new season and necessary Agri inputs like fertilizers, pesticide, and irrigation facilities. The timely disbursement of the loan amount will help her meet the needs during various preprocessing stages such as land preparation, sowing, irrigation, and make dues with post-harvesting expenditures. Invest in Rubi as she hopes to reap a timely harvest.

I wish to give a good education to my children.

About Rubi Devi's livelihood

Rubi is an agripreneur who works 6 hours a day for 7 days a week. With this loan Rubi will potentially obtain employment for 273 days.

Interest Rate
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

Investee Credit Rating i :
Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

B

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Co-curated and referred by our Impact Partner
Sarva Seva Samity Sanstha

Established in

2003

With Rang De from

2020

Founded by

Shri Vijay Mahajan

Sarva Seva Samity Sanstha was promoted in 2003 as a not for profit society to serve the most marginalized and in areas where most professionals were not able to reach. This is the reason it got registered in Gaya and was mandated to work with women and marginalized in the most difficult blocks where there was almost no reach of any NGO, MFI, and government programs. Sarva Seva Samity since 2003 has been working silently over the years in deep pockets of Bihar, Odisha, and Jharkhand and undertaking tasks like contract farming in Potato, Fee-based SRI, cultivation of True potato seed, undertaking saving and credit activities. With this mission to be at the grassroots and work on developing a sustainable and equitable society, Sarva Seva Samity continues to strive to bring in new technologies and processes and take up challenging issues that will help the poor and marginalized a have a better living and standard of life.

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