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Ratanamala Pawar

#breadwinner#hardworking
Ratanamala needs credit to buy machinery for her spices business.

Food Entrepreneur

Beed, Maharashtra

25,000 has been disbursed

273 potential days of livelihood i

12,499.99 is the current outstanding balance

90 0 10 12500 1389 0

90%

10%

0%


Ratanamala lives with her family in Beed Maharashtra. She is an entrepreneur and runs a food and condiments business from home. She has been supporting her family with this income for the past ten years. She is now looking for a loan to add a chilli processing machinery to her business. She works hard to run her enterprise with the help of her family. She is their breadwinner and this income will aid her dream of securing a happy future for all of them.

My dream is to enjoy a secure future with my family.

About Ratanamala Pawar's livelihood

Ratanamala is a food entrepreneur who works 6 hours a day for 7 days a week. With this loan Ratanamala will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 4.0%

7.2% APR

Platform
charges i

2.0%

3.6% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Food store

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

Navchetana Sarvagin Vikas Kendra

Established in

2008

With Rang De from

2020

Founded by

Manisha Ghule

Navchetana Sarvangin Vikas Kendra (NSVK) works with the most marginalised communities of Marathwada, Maharashtra to empower them socially and economically. Navchetna strives to transform unjust structures of the society from the grassroots, and build harmonious and self-sufficient communities for people from various religions, languages, and cultures.

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