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Rathnamma

#hustler#breadwinner
Help Rathnamma do cultivation and purchase more land in the future.

Agripreneur

Ramanagar, Karnataka

10,000 has been disbursed

78 potential days of livelihood i

10,000 is the current outstanding balance


Rathnamma has been farming for over forty years. She lives with her family of five in Ramanagar district of Karnataka. The current pandemic situation has made it hard for her to procure resources on time. She needs credit to buy seeds, fertilizers, and pesticides. The loan would allow her to have a good farming year and provide for her family better. Invest in Rathnamma today!

I wish to purchase more agricultural land.

About Rathnamma 's livelihood

Rathnamma is an agripreneur who works 3 hours a day for 4 days a week. With this loan Rathnamma will potentially obtain employment for 78 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

5.0% flat p.a.

9.0% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 2.0%

3.6% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Vrutti

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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