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Rameshwar

Bhende

Agripreneur

Yavatmal, Maharashtra

Borrower Image 1

Rameshwar

Bhende

#courageous#humble
Invest in Rameshwar as he works to secure his family’s future

Agripreneur

Maharashtra

1,00,000 loan is fully repaid

1,00,000 loan is fully repaid


About Rameshwar

Rameshwar Bhende has been farming for over 25 years. Throughout this journey, he has faced many ups and downs. With sheer perseverance and determination, he has overcome them all. Recently after the harvest season, the market price for his produce did not stand at the price he hoped to sell at. With his experience in the market, he is positive about selling the produce at a better price. Until then he has to wait. With all his capital used up, he needs someone to piggyback his cash flow needs for the time being. Invest in Rameshwar as he holds his assets.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Rameshwar Bhende has consented to pay the interest as below:

Investee
pays

0.00% flat p.a.

0.00% APR

Social
Investor

0.00%

0.00% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

1,00,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Gramhal
   
Partner logo

Established in

2019

With Rang De from

2020

Founded by

Vikas Birhma

Gramhal is an agtech startup that builds smallholder farmers’ agency and increases their income by unlocking post-harvest services of storage, credit, and market linkage. Lack of access to storage and the need to repay credit during the harvesting season forces farmers to quickly sell off their produce without waiting for a favorable market condition. Thus many smallholder farmers end up in a vicious debt cycle leading to one farmer suicide every half an hour. Gramhal’s gamechanging efforts have got them wide recognition from the Harvard Kennedy School, Echoing Green Fellowship, Rabobank-MIT, and may other notable institutions.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS