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Padma T V

#passionate#hustler
Padma needs to purchase a cow and fodder for her farm.

Agripreneur

Chikkaballapura, Karnataka

30,000 has been disbursed

273 potential days of livelihood i

30,000 is the current outstanding balance


Padma lives in Chikkaballapura, Karnataka. Her family lives with the minimal income from Padma's animal husbandry business of twelve years. The income does not suffice for her family’s expenses. Therefore, she wants to borrow some credit to purchase a cow and some fodder for her farm. This expansion will help her with income enhancement. Invest in Padma and help her provide a good future for her children.

I wish to give a good education to my children.

About Padma T V's livelihood

Padma is an agripreneur who works 6 hours a day for 7 days a week. With this loan Padma will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 4.0%

7.2% APR

Platform
charges i

2.0%

3.6% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Animal husbandry

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

Vrutti

Established in

2020

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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