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Lalit

Singh Athani

Agripreneur

Bageshwar, Uttarakhand

455 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Lalit

Singh Athani

#hustler#growth
Lalit needs quality seeds and fertilizers to begin the Rabi season.

Agripreneur

Uttarakhand

455 potential days of livelihood

30,000 loan is fully repaid

30,000 loan is fully repaid


About Lalit

Lalit needs to begin sowing for the Rabi season. He is from Bageswar, Uttarakhand and lives with a family of three. The recent disruption due to the COVID-19 crisis has made it difficult for Lalit to procure essential supplies. He is falling short of options and time is ticking. With the help of this loan, he will be able to buy all the essentials required such inputs for fencing and seeds to begin the season on time. This will help him to have a successful harvest and fulfil the needs of his family.

About Lalit Singh Athani's livelihood

Lalit is an agripreneur who works 10 hours a day for 7 days a week. With this loan Lalit will potentially obtain employment for 455 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Lalit Singh Athani has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Agro products

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Udhyam Housed Under Agrani India Foundation
   view website
Partner logo

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS