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Kalika

Devi

Agripreneur

Jamui, Bihar

364 livelihood days

Borrower Image 1 Borrower Image 2

Kalika

Devi

#breadwinner#hardworking
Kalika needs to begin the sowing season.

Agripreneur

Bihar

364 potential days of livelihood

15,000 loan is fully repaid

15,000 loan is fully repaid


About Kalika

Kalika has been farming her land for over three years now. She is from Jamui, Bihar and feeds a family of four. Her experiences have taught her many lessons. She is strong and hopeful at the sight of peril. Currently, she is struggling to meet her credit needs. She has to make arrangements for seeds and fertilizers to begin the new Kharif season. The sowing of seeds at the right time is essential. This loan will help her subsist and meet the expenses of all her requirements. Invest in Kalika her will to thrive.

About Kalika Devi's livelihood

Kalika is an agripreneur who works 8 hours a day for 7 days a week. With this loan Kalika will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kalika Devi has consented to pay the interest as below:

Investee
pays

0.00% flat p.a.

0.00% APR

Social
Investor

0.00%

0.00% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

15,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Nav Jyoti Mahila Vikas Sangh
   
Partner logo

Established in

2017

With Rang De from

2020

Founded by

Memebers of Self Help Groups of Sundarpahadi

Nav Jyoti Mahila Vikas Sangh actively works with 24 village organizations and 538 SHGs in Bihar. They work with the collective aim of supporting small and marginal farmers jointly with the government and CSOs. More than 3000 farmers are now engaged with federation through livelihood activities. With a focus on activities like establishing linkage between market, private firms, line departments concerned, etc, the Federation ensures that the farmer has well-rounded support providing the farmers with a better price for their products. Nav Jyoti Mahila Vikas Sangh is promoted by PRADAN.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS