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Jyoti

Sakhare

Retailpreneur

Beed, Maharashtra

273 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Jyoti

Sakhare

#breadwinner#hardworking
Jyoti seeks credit to buy a tailoring machine.

Retailpreneur

Maharashtra

273 potential days of livelihood

25,000 loan is fully repaid

25,000 loan is fully repaid


About Jyoti

Jyoti is an entrepreneur from Beed, Maharashtra and runs a tailoring business from home. She is a breadwinner for her family of four and has been stitching apparels for the past seven years. She now needs a loan to expand her enterprise by adding more tailoring machines. The additional income will enhance financial security for her family and help them move towards a more secure future.

About Jyoti Sakhare's livelihood

Jyoti is a retailpreneur who works 6 hours a day for 7 days a week. With this loan Jyoti will potentially obtain employment for 273 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Jyoti Sakhare has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Apparel store

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Navchetana Sarvagin Vikas Kendra
   
Partner logo

Established in

2008

With Rang De from

2020

Founded by

Manisha Ghule

Navchetana Sarvangin Vikas Kendra (NSVK) works with the most marginalised communities of Marathwada, Maharashtra to empower them socially and economically. Navchetna strives to transform unjust structures of the society from the grassroots, and build harmonious and self-sufficient communities for people from various religions, languages, and cultures.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS