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Jema Goud

#achiever#hardworker
Jema wishes to invest in agricultural inputs.

Agripreneur

Nabarangpur, Odisha

20,000 Loan is fully repaid

234 potential days of livelihood i


Jema has been farming her land for the past twelve years to earn for her family of five. She works hard to afford a livelihood for herself in Nabrangpur, Orissa. She needs financial support to invest in farm inputs like seed, pesticide and fertilizers for the maize and vegetable crop. This loan will aid Jema to carry out her work in a hassle free and dignified manner.

I want to live a life with dignity without fear of landlord

About Jema Goud's livelihood

Jema is an agripreneur who works 6 hours a day for 6 days a week. With this loan Jema will potentially obtain employment for 234 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,63,96,000

Disbursed

2172

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

0 more to go -287 days remaining

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