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Govindrav Laxman

Wankhade

Agripreneur

Yavatmal, Maharashtra

364 livelihood days

Borrower Image 1

Govindrav Laxman

Wankhade

#resilient#courageous
Invest in Govindrav, a farmer working hard to secure his income.

Agripreneur

Maharashtra

364 potential days of livelihood

50,000 loan is fully repaid

50,000 loan is fully repaid


About Govindrav Laxman

Govindrav Wankhade has been a hard-working farmer. Toiling hard for the entire year, he hopes to get a reasonable price for his harvest. He has locked in his produce at Gramhal’s warehouse and is awaiting the right price for it. Until then Govindrav Wankhade has to manage his daily expenses and dues. With a family of four, and capital requirements for the ongoing cultivation season, there is distress and uncertainty. Invest to fill the credit gap Govindrav Wankhade faces until he reaps his returns.

About Govindrav Laxman Wankhade's livelihood

Govindrav Laxman is an agripreneur who works 8 hours a day for 7 days a week. With this loan Govindrav Laxman will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Govindrav Laxman Wankhade has consented to pay the interest as below:

Investee
pays

0.00% flat p.a.

0.00% APR

Social
Investor

0.00%

0.00% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

50,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Excellent

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Gramheet Private Limited
   view website
Partner logo

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS