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Divya

Prajapati

Retailpreneur

Ajmer, Rajasthan

182 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3 Borrower Image 4

Divya

Prajapati

#zestful#achiever
Young Divya wants to run a decorative jewellery store.

Retailpreneur

Rajasthan

182 potential days of livelihood

25,000 loan is fully repaid

25,000 loan is fully repaid


About Divya

Becoming an entrepreneur is a big shoe to fill. Divya plans to walk the mile at a very young age. Hailing from Ajmer, her passion for decoration and artificial jewellery has motivated her to make a business out of it. Her family of four depends on the sole income of her father who runs a retail store. Divya displays her handmade purses, bangles, necklace and earpieces at the storefront which often catches the eye of customers. Her products add value to the store and bring in additional income. She plans to buy more decorative items, small gifts and artificial jewellery to bring a variety of options to the store. Invest in her zest to build her dream.

About Divya Prajapati's livelihood

Divya is a retailpreneur who works 4 hours a day for 7 days a week. With this loan Divya will potentially obtain employment for 182 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Divya Prajapati has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Retail store

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Rajasthan Mahila Kalyan Mandal

   
Rajasthan
Partner since 2019
Partner logo

About

Rajasthan Mahila Kalyan Mandal Sanstha, Ajmer founded in 1975 started working in the field of disability & rehabilitation since 1988. Organization started Community Based Rehabilitation program in 1998 for those Children With Special Needs who couldn’t reached Day Care Centre due to transport or any other reason. Presently, Organization is working with more than 1900 CWSN in Rajasthan. RMKM works with rural communities and Persons With Disability to rehabilitate them by enabling ownership over environment, institutions and communication. The areas in which we work towards a more empower and equitable future are as follows: Education and Inclusion, Health, Livelihood Promotion and Micro-Credit, Human Resources Development

Impact Narrative

Credit is virtually inaccessible to the women entrepreneurs in Rajasthan. The Rang De loans are designed to empower these women to start and grow their businesses.

Rupees Icon

Rs 37,05,000

Disbursed
User circle icon

80

Investees
Repayment icon

100.0%

Repayments
Left quotes

Rang De works with the same mission as ours - upliftment and welfare of the poor, backward and the specially abled, leading to their respectful and dignified life in the society.

- Nanu Lal Prajapati, Head of Livelihoods project, RMKM
RIght quotes
whatsapp_icon

3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS